228 loan - An Overview
228 loan - An Overview
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. The bank will have to consist of the published observe in the general public file inside of 3 company times following receiving notification from your FFIEC of The provision in the disclosure statement.
When implementing general performance exams and strategic options pursuant to paragraph (a) of this section, and when analyzing whether or not to approve a strategic approach pursuant to § 228.
The Nationwide Neighborhood Enhancement Funding Benchmark steps the greenback quantity of Local community enhancement loans and community advancement investments that reward or provide all or part of the nationwide region for all huge depository institutions when compared to the deposits situated in the nationwide area for all large depository institutions, calculated pursuant to paragraph II.k of appendix B to this portion.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
(v) To accumulate possession or Charge of shares or all or significantly every one of the property of a financial savings Affiliation, to lead to a personal savings association to become a subsidiary of the personal savings and loan Keeping corporation, or to merge or consolidate a personal savings and loan Keeping firm with every other price savings and loan holding enterprise inside of a transaction that needs approval less than area ten of the Home Homeowners' Loan Act (twelve U.S.C. 1467a).
(ii) If a large bank is just not issue to reporting less than twelve CFR part 1003 resulting from The situation of its branches, but would if not fulfill the house Mortgage Disclosure Act (HMDA) size and lending action needs pursuant to 12 CFR element 1003, the financial institution have to acquire and retain, in electronic type, as prescribed through the Board, until finally the completion in the financial institution's upcoming CRA assessment wherein the information are evaluated, the subsequent data, for each shut-close residence property finance loan loan, excluding multifamily loans, originated or bought through the evaluation interval:
(two) A replica of the general public part with the financial institution's most up-to-date CRA effectiveness evaluation ready from the Board. The bank must include this duplicate in the public file inside thirty business enterprise times soon after its receipt through the Board;
. The financial institution ought to incorporate the created recognize in the public file inside three company times just after acquiring notification with the FFIEC of The supply in the disclosure statement.
To judge a lender's retail banking services, the Board considers a lender's department availability and products and services website delivered at branches, distant assistance facility availability, and digital delivery units and other supply units, as follows:
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
(A) A bank may specify once-a-year measurable targets for community enhancement loans, Neighborhood enhancement investments, or both equally. The bank ought to base any yearly measurable goals to be a proportion or ratio of the bank's Local community development loans and Neighborhood growth investments for all or certain forms of community growth described in § 228.
(x) An indicator for whether or not the loan was to a company or farm for which gross yearly revenues are certainly not regarded via the lender.
); the term “uninsured State branch” usually means a State department the deposits of which aren't insured through the Federal Deposit Coverage Corporation; the term “constrained branch” means a Condition department that accepts only deposits which are permissible for an organization organized less than segment 25A in the Federal Reserve Act (twelve U.S.C. 611 et seq.
(one) For financial institutions that keep a website, all info needed for the lender's general public file beneath this segment need to be taken care of around the lender's Internet site.